Sterling Heights facts that matter in a Uber and Lyft accident case
- M-59 (Hall Road) serves as a main shopping and dining street for Macomb County, including Lakeside Mall in Sterling Heights. Source
Coverage follows the app
Michigan’s Limousine, Taxicab, and Transportation Network Company Act sets the insurance a rideshare driver must carry (MCL 257.2123). The highest limit, $1,000,000, applies from the moment the driver accepts a ride request until the last rider gets out.
Who pays your PIP
A rideshare passenger claims first from their own auto policy or a household relative’s. Only if none covers you does the rideshare vehicle’s insurer pay. Expect a dispute between insurers, so apply to every possible insurer in writing within one year.
Suing for pain and suffering
If your injuries meet the threshold, you can sue the at-fault driver. When that driver was logged on to the app, the coverage the act requires stands behind the claim.
Sterling Heights courts, police and hospitals
| Crash reports | Sterling Heights Police Department |
|---|---|
| District court | 41A District Court (40111 Dodge Park Rd., Sterling Heights) (serves City of Sterling Heights (41A also has a Shelby Township location serving Utica and the Townships of Macomb and Shelby)) |
| Circuit court | 16th Circuit Court (Macomb County), 40 N. Main St., Mount Clemens |
| Trauma centers | Henry Ford Macomb Hospitals (Clinton Township) (Level II, nearest; in Clinton Township); McLaren Macomb Hospital (Level II, nearest; in Mount Clemens); Corewell Health Beaumont Troy Hospital (Level II, nearest; in Troy) |
| Major roads | M-53 (Van Dyke Avenue / Van Dyke Freeway), M-59 (Hall Road), Mound Road, 16 Mile Road (Metro Parkway), Dequindre Road, Utica Road |
| From our office | About 25 minutes by car (approximate) |
What to do now
- Get medical care.
- Screenshot the trip in the app: driver, car, time and route.
- Get the crash report number.
- Report the crash to your own insurer and to Uber or Lyft through the app.
- Call us before signing anything from the rideshare company’s insurer.
One year. Give your no-fault insurer written notice within one year of the crash. Use the deadline calculator to see every date for your case.
Other Sterling Heights crash cases we handle
- Sterling Heights car accidents
- Sterling Heights truck accident
- Sterling Heights pedestrian accident
- Sterling Heights wrongful death
Sources: Michigan courts directory, Michigan Traffic Crash Facts (2024), the DIFS Level I and II trauma center list, the Michigan Compiled Laws and local agency websites, checked October 2026.
Questions people ask us
Who pays if I’m hurt in an Uber in Sterling Heights?
Your own auto policy, or a household relative’s, pays no-fault benefits first. If none applies, the rideshare vehicle’s coverage pays. A claim for pain and suffering goes against the at-fault driver’s coverage.
Does it matter if the driver had a passenger?
Yes. The insurance Michigan requires is highest from the time the driver accepts a ride until the last rider gets out, and lower when the driver is logged on but waiting for a request.
Where would a Sterling Heights case be filed?
Claims of $25,000 or less usually go to the 41A District Court. Larger claims and most injury lawsuits go to circuit court, the 16th Circuit Court for Macomb County. Venue can also depend on where a defendant lives or does business.