Car accident and no-fault lawyers in Bloomfield Hills
Hurt in a Michigan crash? Your own insurer owes you medical care, wage loss and household help, and the driver who caused it may owe you more. We work to make both of them pay what the law requires.
Justin Grove, Michigan attorney since 2007 · Office at 36700 Woodward Ave., Suite 107, Bloomfield Hills
- Phones answered 24/7 by a live person
- A practice focused on auto injury and no-fault law
- Your attorney works your case and takes your calls
- No attorney fee unless we recover money for you
Check your deadlines
Enter the crash date to see the general deadlines that apply. Special rules can shorten them, so call if a government vehicle, a road defect or a minor is involved.
Your Michigan crash deadlines
Showing an example date. Enter yours.
- Notice to your no-fault insurer. Give it written notice of the injury within one year of the crash, unless it has already paid you PIP benefits (MCL 500.3145(1)). –
- One-year-back limit on unpaid benefits. A lawsuit can recover only bills and losses incurred in the year before it is filed. The period is tolled from a specific claim until the insurer formally denies it, if you pursue the claim with reasonable diligence. After the denial, the clock picks up where it stopped (MCL 500.3145(2)–(3)). Rolling
- Three-year benefit period. Wage loss and replacement services cover only the first three years after the crash (MCL 500.3107(1)(b)–(c)). Medical benefits have no such end date. –
- Lawsuit against the at-fault driver (general rule). Three years from the crash (MCL 600.5805(2)). A government vehicle or road defect claim can require written notice within 120 days or another short period. A minor, a death or other facts can also change the deadline. –
These are general rules under MCL 500.3145, 500.3107 and 600.5805, counted from the crash date, not advice about your case. If a deadline falls on a weekend or holiday, do not count on extra days; act before the date shown.
What Michigan no-fault pays you
Personal injury protection (PIP) is paid by your own auto insurer, no matter who caused the crash. These are the benefits insurers most often underpay.
- Medical care
- Reasonable, necessary care for your injuries, up to the PIP limit you chose: unlimited, $500,000, $250,000 or $50,000.
- Wage loss
- 85% of gross pay for up to three years, capped at $7,455 per 30 days for accidents from October 1, 2026 through September 30, 2027.
- Attendant care
- Paid care at home. Care from family or friends is capped at 56 hours per week for most people hurt after the 2019 reform.
- Household help
- Up to $20 a day for chores you can no longer do, for up to three years.
- Medical mileage
- Travel to and from appointments, as part of your allowable expenses.
- Survivors’ benefits
- Lost support for dependents of someone killed in a crash, plus $1,750 to $5,000 toward funeral costs.
Crashes and injuries we handle
Every page below explains the law for that kind of case in Michigan, with the deadlines and evidence that matter.
- Car accidentsSuing the at-fault driver for pain and suffering and excess losses.
- Truck accidentsSemi-truck crashes, federal safety rules and evidence that disappears.
- Motorcycle accidentsHow no-fault and liability work for riders.
- Pedestrians and cyclistsNo-fault benefits even if you do not own a car.
- Uber and Lyft accidentsRideshare coverage periods and who pays.
- Bus accidentsSMART, DDOT, school and private bus crashes.
- Hit-and-run crashesBenefits and claims when the driver is never found.
- Uninsured and underinsured driversUsing your own UM and UIM coverage.
- Drunk and impaired driversClaims against the driver and the bar that served them.
- Traumatic brain injuryConcussion to severe TBI, and proving invisible injuries.
- Spinal cord injuryLifetime care under no-fault and against the driver.
- Back and neck injuriesHerniated discs, surgery and the threshold.
When you can sue the driver who hit you
No-fault does not let careless drivers off the hook. You can bring a claim against the at-fault driver when the crash caused death, a serious impairment of body function, or permanent serious disfigurement.
A serious impairment does not have to be permanent. It has to be objectively shown, affect an important body function, and change your general ability to live your normal life.
What that claim can recover
- Pain, suffering and loss of enjoyment of life
- Medical bills above your PIP limit
- Wage loss above the monthly cap or after three years
- Up to $3,000 for vehicle damage your coverage did not pay
If you were more than 50% at fault, you cannot recover pain and suffering. Below that, your award is reduced by your share of fault.
How we handle your case
You talk with an attorney
You speak with an attorney, not a call center. We tell you plainly whether you have a case and what it is worth pursuing.
We protect your deadlines
We file your PIP application and written notice, find the insurer that is first in line to pay, and get benefits started.
We fight denials
When an insurer cuts you off after its own doctor’s exam, we push back with your records and, when needed, a lawsuit for overdue benefits, 12% interest and fees.
We go after the at-fault driver
For serious injuries, we build the third-party claim: medical proof, wage records and the full insurance picture.
We settle or we try it
Most cases settle. The ones that should not settle for less get tried.
Your lawyer works your case
Justin Grove has spent his career representing people against insurance companies, lenders and the auto industry. He litigates his own cases. You are not handed to a junior associate or referred to another firm, and you can reach your lawyer directly when something changes.
For doctors, clinics and surgery centers
Michigan providers can sue no-fault insurers directly for unpaid PIP bills. We collect overdue balances, contest fee-schedule underpayments and protect claims from the one-year-back rule.
Free no-fault tools
Run the numbers on your own claim with the current Michigan figures.
- No-fault claim navigatorSix questions: who pays, what you can claim, your deadlines.
- Deadline calculatorEvery deadline from your crash date.
- Wage loss calculatorEstimate your monthly PIP work loss benefit.
- Household help calculatorWhat replacement services are worth over three years.
- Provider fee schedule calculatorThe no-fault cap for a Medicare-priced service.
What clients say
“Justin helped me settle a lengthy case I’ve been trying to wrap up for years.”
“Everyone at the Grove Law Firm was professional, knowledgeable and kind. I highly recommend this law firm.”
Where we work
Our office is on Woodward Avenue in Bloomfield Hills. We represent people hurt anywhere in Michigan and file in the courts our clients live near.
36700 Woodward Ave., Suite 107
Bloomfield Hills, MI 48304
Get directions
- Bloomfield Hills48th District Court (4280 Telegraph Rd., Bloomfield Hills)
- Birmingham48th District Court (4280 Telegraph Rd., Bloomfield Hills)
- West Bloomfield48th District Court (4280 Telegraph Rd., Bloomfield Hills)
- Southfield46th District Court (26000 Evergreen Rd., Southfield)
- Troy52nd District Court – Division 4 (520 W. Big Beaver Rd., Troy)
- Pontiac50th District Court (70 N. Saginaw St., Pontiac)
- Royal Oak44th District Court (400 E. 11 Mile Rd., Royal Oak)
- Farmington Hills47th District Court (31605 W. Eleven Mile Rd., Farmington Hills)
- Novi52nd District Court – Division 1 (48150 Grand River Ave., Novi)
- Rochester Hills52nd District Court – Division 3 (700 Barclay Circle, Rochester Hills)
- All 85 communities we serve
Questions people ask us
How much does it cost to hire you?
Nothing up front. Injury cases are handled on a contingency fee, so there is no attorney fee unless we recover money for you. Your written fee agreement spells out the percentage and how case costs are handled before you sign anything.
Who pays my medical bills after a Michigan car accident?
Usually your own auto insurer, through personal injury protection (PIP), no matter who caused the crash. If you have no auto policy, a spouse’s or a resident relative’s policy may pay. If no one in your household is insured, the claim often goes through the Michigan Assigned Claims Plan.
Can I sue the driver who hit me?
Yes, if your injury meets Michigan’s threshold: death, a serious impairment of body function, or permanent serious disfigurement. You can also recover medical bills above your PIP limit and wage loss above what PIP pays. You have three years from the crash to file.
Do I need a lawyer if the insurer is paying?
Not always. Many people only need a lawyer when benefits are denied, cut off after an insurer medical exam, or when the injury is serious enough to bring a claim against the at-fault driver. A free call tells you which situation you are in.
Get a free case review
Tell us what happened and we will call you back. Phones are answered 24/7 if you would rather talk now. What you send is kept confidential.
Prefer to talk now? Call 313.733.1204.